Effective Date: 20/4/2026

Welcome to Refreshing Life Ministry (“we”, “our”, “us”). By accessing or using our website, you agree to these Terms & Conditions.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old or using the site under supervision and that you agree to comply with these Terms.

2. Use of Website

You agree to use this website only for lawful purposes and not to:

• Violate any laws or regulations
• Interfere with website functionality
• Attempt unauthorized access to systems or data

We reserve the right to restrict access for misuse.

3. Donations & Payments

All donations made through our website are:

• Voluntary and non-refundable unless required by law
• Processed securely via third-party providers (e.g., Stripe, PayPal)

We do not store full payment details on our servers.

You agree that:

• Payment information is accurate
• You are authorized to use the payment method

4. Recurring Donations

If you choose recurring donations:

• You authorize automatic billing based on your selected frequency
• You may cancel at any time through your account or by contacting us

5. Volunteer Participation

By registering as a volunteer, you agree to:

• Provide accurate and truthful information
• Follow all guidelines and safety instructions
• Act respectfully during all activities

We reserve the right to decline or terminate participation at our discretion.

6. Intellectual Property

All website content (text, images, branding, design) is owned by Refreshing Life Ministry unless otherwise stated.

You may not copy, reproduce, or distribute content without written permission.

7. Third-Party Services

We may use third-party services (payment processors, analytics tools). We are not responsible for their content or policies.

8. Limitation of Liability

To the fullest extent permitted by law, Refreshing Life Ministry is not liable for:

• Indirect or incidental damages
• Loss of data or financial loss
• Issues arising from third-party services

9. Indemnification

You agree to indemnify and hold harmless Refreshing Life Ministry from any claims arising from misuse of the website or violation of these terms.

10. Changes to Terms

We may update these Terms at any time. Continued use of the website constitutes acceptance of changes.

11. Governing Law

These Terms are governed by the laws of [Your Country/State].

12. Contact

📧 [Your Email]
📍 [Your Address]